Financial Resource Management: Short-term and Long-term funding of Business Decisions

A business manager should consider many elements to make the right financial and managerial decisions. It is critical for a business manager to understand the elements such as cost of working capital, cost of movable and immovable resources, return on investment, return on productivity, and cost of productivity.

The above mentioned elementscan enable the business manager to make smart decisions which can create business growth and profit for the organization. In order to achieve business growth, the business manager is required to identify areas of investment, and apply the financial resources to those business areas which can generate substantial profit and long-term growth for the organization.

Every business decision requires funding or financial capital. It becomes possible to receive funding, when the business manager analyses and presents the business idea to the top management in an efficient manner. The business idea or the decision to invest should be presented by considering all milestones within aproject. Some of the critical elements as mentioned above include financial concepts such as return on investment, internal rate of return, present value of cash flows and future value of cash flows. The present and future value of cash flows can further be discounted for factors such as inflation, taxation and rate of interest.

Defining the tutor’s role: Our online tutor’s role is defined on 3 levels: a) Learning and assimilation of knowledge, b) Gathering of experience from real-life cases and c) Becoming an expert by testing the knowledge. Our online tutors guide the student through each of these stages.


    • Learning: In this stage, the student is grasping knowledge at a conceptual level. The student is also getting ready to experience the newly gained knowledge. This is the phase in which the student begins to learn new terminology. The student can elaborate on new concepts according to a broad-level of understanding.


    • Experience: In this phase, the student is ready to experience the knowledge by applying it to a specific situation. The student’s mind is ready to evolve from a broad level of understanding to a specific level of understanding about a topic. In this stage the student can develop specific interest in a topic within the subject In this process of knowledge assimilation, it is important that the student values every topic within the subject. The knowledge of a specialist or niche knowledge can be developed only in PhD or Master Level of study. However, we also encourage our graduation level students to take a comprehensive as well as specialist outlook of the topics within a subject. This effort is part of the continuous study & development initiative undertaken by our experts.


  • Expertise: This is the final stage of learning in which the students develop thorough knowledge about a subject. However, this is the knowledge of a specialist and not an ‘I know it all’ kind of knowledge. This is because it is very rare that the student is able to develop multiple levels of expertise in a single subject. It would take years of practice to learn a subject in its entirety, and even then there would be some grey areas. Therefore, we boost the confidence of our students by encouraging them to learn with a humble attitude. In this way the students can develop a substantial level of expertise in a given subject.